BUYING
Are you fed up with throwing away your hard earned money every month on rent? Do you want to put your family into a beautiful place they can call home? What's stopping you? Credit? Past Issues? With our lease-to-own and owner financed homes, you don't have to face the immediate scrutiny that lenders will put you through, even if you have what you think are "problems". You are closer to home ownership than you realize!
BUYING BENEFITS
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Move-in deposit gets credited towards the home purchase.
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No payments for first 30 days
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Many past credit problems are not a problem.
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Less qualifying restrictions.
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Purchase price is agreed upon and locked in ahead of time.
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Tax benefits! You will receive benefits such as depreciation etc.
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You are able to check out the area and house thoroughly before purchasing the house.
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The property continues to build equity while you are living in it. That equity is yours when you exercise your purchase!
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Gain additional time to work with loan officers to assist you in obtaining permanent financing.
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WHAT IS REQUIRED TO QUALIFY FOR OUR LEASE-TO-OWN HOMES?
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3x the rent in monthly (gross) income
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Move-in deposit
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550+ minimum credit score*
*Not required for Owner Financed homes.
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No evictions within the last year
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No felony convictions within the last 4 years
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No pending bankruptcy​