BUYING
Are you fed up with throwing away your hard earned money every month on rent? Do you want to put your family into a beautiful place they can call home? What's stopping you? Credit? Past Issues? Take advantage of lease purchase or owner financed homes! You are closer to home ownership than you realize!
BUYING BENEFITS
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Move-in deposit gets credited towards the home purchase.
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No payments for first 30 days.
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Previous credit problems are not a problem.
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Less qualifying restrictions.
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You agree on a purchase price upfront, which protects you if local home values go up.
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You already live in the house you want to buy, saving the cost and stress of moving twice.
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You can see if you like the neighbors, local schools, and daily commute before you buy.
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Gain additional time to work with loan officers to assist you in obtaining permanent financing.
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The property continues to build equity while you are living in it. That equity is yours when you exercise your purchase!
WHAT IS REQUIRED TO QUALIFY FOR OUR LEASE-TO-OWN HOMES?
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3x the rent in monthly (gross) income
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Move-in deposit
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550+ minimum credit score*
*Not required for Owner Financed homes.
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No evictions within the last year
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No felony convictions within the last 4 years
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No pending bankruptcy